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请于下载后24小时内删除,如果喜欢杂志,请购买正版!𝙿𝚕𝚎𝚊𝚜𝚎 𝚍𝚎𝚕𝚎𝚝𝚎 𝚊𝚏𝚝𝚎𝚛 𝟸𝟺 𝚑𝚘𝚞𝚛𝚜. 𝙸𝚏 𝚢𝚘𝚞 𝚕𝚒𝚔𝚎 𝚝𝚑𝚎 𝚖𝚊𝚐𝚊𝚣𝚒𝚗𝚎, 𝚙𝚕𝚎𝚊𝚜𝚎 𝚙𝚞𝚛𝚌𝚑𝚊𝚜𝚎 𝚏𝚛𝚘𝚖 𝚊 𝚙𝚞𝚋𝚕𝚒𝚜𝚑𝚎r

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Should You Buy Bitcoin?

In general, many financial experts support their clients’ desire to buy cryptocurrency, but they don’t recommend it unless clients express interest. “The biggest concern for us is if someone wants to invest in crypto and the investment they choose doesn’t do well, and then all of a sudden they can’t send their kids to college,” says Ian Harvey, a certified financial planner (CFP) in New York City. “Then it wasn’t worth the risk.” The speculative nature of cryptocurrency leads some planners to recommend it for clients’ “side” investments. “Some call it a Vegas account,” says Scott Hammel, a CFP in Dallas. “Let’s keep this away from our real long-term perspective, make sure it doesn’t become too large a portion of your portfolio.” In a very real sense, Bitcoin is like a single stock, and advisors wouldn’t recommend putting a sizable part of your portfolio into any one company. At most, planners suggest putting no more than 1% to 10% into Bitcoin if you’re passionate about it. “If it was one stock, you would never allocate any significant portion of your portfolio to it,” Hammel says.

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